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Credit Analyst (334)

Jakarta, Indonesia (On-site)

Credit Analyst (334)

1 Month ago • All levels • Finance

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Job Description

This Credit Analyst role at PT MAB (a FinTech company focusing on consumer lending) involves analyzing customer submissions to determine creditworthiness for financial facilities. The analyst will ensure complete mandatory credit data, evaluate and recommend on credit applications, conduct phone verifications when necessary, analyze customer accounts and behavior to minimize risk, and detect fraud cases. Detailed analysis to prevent financial losses is critical. The role requires working a 24-hour shift.

Must have:

Detailed oriented
Credit analysis or KYC experience
Critical thinking & analytical skills
Fast response to escalations
Ability to work 24-hour shifts

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About The Role

This role will be responsible for analyzing and providing credit decisions from customer submissions to get financial facility from PT MAB. The challenges is to really details analysis to avoid potential default of financial lost.

What You Will Do

Ensure credit mandatory data have been complete
Responsible for evaluating and recommending credit application
Do phone verification if needed data to collect
Making loan recommendation
Analyze customer account and behavior to identify potential credit and minimizing risk
Early detection for fraud case

What You Will Need

Detail oriented
Experience on Credit Analyze or KYC processing
Critical minded, strong analyze and analytical skills
Not color blind
Fast respond for escalation
Ready to work on 24 hours shifting

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About The Company

GoTo Group

248 Active Jobs

GoTo is the largest technology group in Indonesia, combining on-demand and financial services through the Gojek and GoTo Financial brands. It is the first platform in Southeast Asia to host these two essential use cases in one ecosystem, capturing a majority of Indonesian consumer household expenditure.

GoTo’s mission is to “Empower Progress” by offering an unparalleled selection of goods and services through a comprehensive merchant and partner network and promoting financial inclusion through its leading payments and financial services business.