Senior Risk Strategy Manager

2 Days ago • 4-8 Years

About the job

Summary_{By Outscal}

About the role

Optimizing the Risk-Rewards Balance to support the achievements of GoFinance Organizational Objective within the boundaries of Credit and Fraud Risk for Merchant lending products. You will focus on driving the optimization of Risk adjusted return and writing the boundaries of sustainable portfolio growth.

What You Will Do

Formulate credit risk policy for merchant lending, from whitelist strategy, credit underwriting, loan assessment as well as limit management.
Continuously monitor and manage the achievement of Risk Appetite metrics.
Ensure the effectiveness of currently prevailing credit risk policy/processes together with all the other relevant stakeholders
Lead cross-functional alignment to ensure that Credit and Fraud Risk policies and processes are applied consistently and thoughtfully as the organization continues to scale. This will include alignment with any parties within the GoTo ecosystem

What you will need

In depth knowledge of Merchant lending credit and fraud risk factors
Strong Business acumen
Excellent project management
People leadership and effective stakeholder management
Effective articulation of thoughts in both English and Bahasa
Prior experience in Fintech Lending is a huge plus

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About The Company

GoTo Group

197 Active Jobs

GoTo is the largest technology group in Indonesia, combining on-demand and financial services through the Gojek and GoTo Financial brands. It is the first platform in Southeast Asia to host these two essential use cases in one ecosystem, capturing a majority of Indonesian consumer household expenditure.

GoTo’s mission is to “Empower Progress” by offering an unparalleled selection of goods and services through a comprehensive merchant and partner network and promoting financial inclusion through its leading payments and financial services business.