Credit Analyst (334)

3 Months ago • All levels • Finance

Job Summary

Job Description

This Credit Analyst role at PT MAB (a FinTech company focusing on consumer lending) involves analyzing customer submissions to determine creditworthiness for financial facilities. The analyst will ensure complete mandatory credit data, evaluate and recommend on credit applications, conduct phone verifications when necessary, analyze customer accounts and behavior to minimize risk, and detect fraud cases. Detailed analysis to prevent financial losses is critical. The role requires working a 24-hour shift.
Must have:
  • Detailed oriented
  • Credit analysis or KYC experience
  • Critical thinking & analytical skills
  • Fast response to escalations
  • Ability to work 24-hour shifts

Job Details

About The Role

This role will be responsible for analyzing and providing credit decisions from customer submissions to get financial facility from PT MAB. The challenges is to really details analysis to avoid potential default of financial lost.

What You Will Do

    • Ensure credit mandatory data have been complete
    • Responsible for evaluating and recommending credit application
    • Do phone verification if needed data to collect
    • Making loan recommendation 
    • Analyze customer account and behavior to identify potential credit and minimizing risk
    • Early detection for fraud case

What You Will Need

    • Detail oriented
    • Experience on Credit Analyze or KYC processing 
    • Critical minded, strong analyze and analytical skills 
    • Not color blind
    • Fast respond for escalation
    • Ready to work on 24 hours shifting
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About The Company

GoTo is the largest technology group in Indonesia, combining on-demand and financial services through the Gojek and GoTo Financial brands. It is the first platform in Southeast Asia to host these two essential use cases in one ecosystem, capturing a majority of Indonesian consumer household expenditure.


GoTo’s mission is to “Empower Progress” by offering an unparalleled selection of goods and services through a comprehensive merchant and partner network and promoting financial inclusion through its leading payments and financial services business.

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