Credit Risk Product Manager - Global Payment

3 Months ago • 5 Years + • Finance

Job Summary

Job Description

ByteDance's Global Payment team is searching for a Credit Risk Product Manager to lead the development and implementation of robust risk control systems for their payment solutions. You'll be responsible for understanding and applying credit risk management theories and practices across various platforms, including TikTok. This role involves collaborating with teams across risk strategy, model algorithms, and anti-fraud departments to ensure smooth and secure user payment experiences. Key responsibilities include conducting research, designing and evaluating credit risk control products, and building the architecture and functionality of risk control systems. You'll be responsible for problem-solving, analysis, and tracking, as well as collaborating with development, testing, and PMO teams to ensure product success.
Must have:
  • In-depth knowledge of credit risk control business and process
  • Strong logical thinking and communication skills
  • Strong execution and learning ability
Good to have:
  • Bachelor's degree in computer science, statistics, finance, or related fields
  • Experience in planning risk control platforms for financial institutions
  • Technical background and understanding of backend frameworks
  • Experience in planning risk control platform requirements and processes

Job Details

Responsibilities
About ByteDance Founded in 2012, ByteDance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including TikTok and Helo as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, ByteDance has made it easier and more fun for people to connect with, consume, and create content. Why Join Us Creation is the core of ByteDance's purpose. Our products are built to help imaginations thrive. This is doubly true of the teams that make our innovations possible. Together, we inspire creativity and enrich life - a mission we aim towards achieving every day. To us, every challenge, no matter how ambiguous, is an opportunity; to learn, to innovate, and to grow as one team. Status quo? Never. Courage? Always. At ByteDance, we create together and grow together. That's how we drive impact - for ourselves, our company, and the users we serve. Join us. About The Global Payment team of Bytedance provides payment solutions - including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on ByteDance platforms including TikTok. Responsibilities: - Familiar with the theory and practice of risk control system products in the credit field, responsible for communicating and organizing relevant requirements with departments such as risk strategy, model algorithm, and anti-fraud. - Conducting research, design, and evaluation of credit risk control products, and applying them to risk control strategies. - Responsible for the architecture design and functional construction of risk control product system (decision engine, risk control variable platform, etc.), establish and improve the existing risk control mechanism and system, and promote the optimization and iteration of risk control system functions. - Problem handling, positioning analysis and tracking of risk control products, and cooperation with roles such as development, testing, and PMO to solve problems in the product development process and ensure the smooth landing of the product.
Qualifications
Minimum Qualifications: - In-depth understanding of credit risk control business and process, familiar with the overall implementation process of credit risk control products, including demand analysis, program design, project management, etc - Strong logical thinking and communication skills, strong execution and learning ability Preferred Qualifications: - Bachelor's degree or above in computer science, statistics, finance or related majors is preferred - 5+ years of relevant work experience in product management, familiar with risk management in areas such as BNPL, Cash Loan, and Supply chain finance etc. - Experience in planning risk control platforms for banks, consumer finance companies, or well-known domestic and foreign internet finance companies are preferred. - Having a technical background and understanding the basic backend technical framework would be an added advantage - Experience in planning of risk control platform requirements and processes, including but not limited to decision management systems, credit review systems, data management platforms, model platforms, anti-fraud systems, etc. ByteDance is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At ByteDance, our mission is to inspire creativity and enrich life. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.

Similar Jobs

Luxoft - Murex Credit Risk Consultant (with Collateral Management)

Luxoft

Mumbai, Maharashtra, India (On-Site)
• 2 Months ago
PTW - Corporate Cash Analyst

PTW

Makati, Metro Manila, Philippines (On-Site)
• 4 Weeks ago
Aristocrat Gaming - Credit Collections Officer

Aristocrat Gaming

North Ryde, New South Wales, Australia (Hybrid)
• 3 Weeks ago
ION - Junior Consultant - Risk Advisory, Italy

ION

Turin, Piedmont, Italy (On-Site)
• 4 Months ago
Luxoft - IT Business Analyst - Credit Risk

Luxoft

New Delhi, Delhi, India (Remote)
• 3 Months ago
GoTo Group - Finance Business Partner - Food, Ads, Groceries (Senior Manager)

GoTo Group

Jakarta, Jakarta, Indonesia (On-Site)
• 3 Months ago
Warner Bros Games - Senior Manager, FP&A, Content Networks & DTC

Warner Bros Games

Hyderabad, Telangana, India (Hybrid)
• 3 Weeks ago
Capco - Data Tester

Capco

Bengaluru, Karnataka, India (On-Site)
• 4 Months ago
PwC - Manager_SAP FICO_Enterprise Apps SAP_Advisory_Bangalore

PwC

Bengaluru, Karnataka, India (On-Site)
• 4 Months ago
PhonePe - Manager, CorpFin (FP&A)

PhonePe

Bengaluru, Karnataka, India (On-Site)
• 3 Months ago

Get notifed when new similar jobs are uploaded

Similar Skill Jobs

SSC Technologies - Senior Business Systems Analyst (Riyadh, KSA)

SSC Technologies

Saudi Arabia (On-Site)
• 4 Months ago
ION - Senior Consultant - Risk Advisory, Italy

ION

Turin, Piedmont, Italy (On-Site)
• 4 Months ago
PhonePe - Analyst, Credit Risk Management

PhonePe

Bengaluru, Karnataka, India (On-Site)
• 3 Months ago
PwC - Senior Associate - Financial Risk Management

PwC

Kuala Lumpur, Federal Territory Of Kuala Lumpur, Malaysia (On-Site)
• 4 Months ago
Luxoft - IT Business Analyst - Credit Risk

Luxoft

Mumbai, Maharashtra, India (On-Site)
• 3 Months ago
PwC - Senior Associate - Credit Control

PwC

Kuala Lumpur, Federal Territory Of Kuala Lumpur, Malaysia (On-Site)
• 3 Months ago
Dun & Bradstreet - Sales Solutions Specialist (R-16812)

Dun & Bradstreet

London, England, United Kingdom (Hybrid)
• 4 Months ago
GoTo Group - Senior Growth Analyst - Gopay Pinjam

GoTo Group

Jakarta, Jakarta, Indonesia (On-Site)
• 3 Months ago
ION - Credit Risk Analyst, Italy

ION

Milan, Lombardy, Italy (Hybrid)
• 4 Months ago
Morning Star - Associate Director, Fixed Income and Currency (Global Credit)

Morning Star

Chicago, Illinois, United States (Hybrid)
• 4 Months ago

Get notifed when new similar jobs are uploaded

Jobs in Singapore

GoTo Group - Lead Software Engineer - Cartography

GoTo Group

Singapore (On-Site)
• 3 Months ago
The Walt Disney Company - Financial Operations Associate

The Walt Disney Company

Singapore, Singapore (On-Site)
• 2 Weeks ago
ByteDance - Food Safety Manager, APAC

ByteDance

Singapore (On-Site)
• 3 Months ago
PwC - International Growth Practice - Manager / Senior Manager

PwC

Singapore (On-Site)
• 4 Months ago
ByteDance - Product Solution Manager (Cloud Communication), BytePlus

ByteDance

Singapore (On-Site)
• 3 Months ago
Riot Games - Technical Artist II - League of Legends, Seasons (Contract)

Riot Games

Singapore (On-Site)
• 5 Days ago
Tencent - Data Scientist

Tencent

Singapore (On-Site)
• 4 Months ago
ByteDance - LLM Training Operation (Safety) - Specialist

ByteDance

Singapore (On-Site)
• 3 Months ago
ByteDance - Product Manager - Edge Computing Platform

ByteDance

Singapore (On-Site)
• 3 Months ago
PwC - Global Structuring, Transfer Pricing – MA/SM

PwC

Singapore (On-Site)
• 4 Months ago

Get notifed when new similar jobs are uploaded

Finance Jobs

Spin Master - Brand Finance Analyst, Iberia (Temporary Cover)

Spin Master

Valencia, Valencian Community, Spain (Hybrid)
• 1 Month ago
PwC - Assurance - Manager - Risk Assurance (FRM)

PwC

Jakarta, Jakarta, Indonesia (On-Site)
• 4 Months ago
Amanotes - Finance Planning & Analysis Specialist

Amanotes

Ho Chi Minh City, Ho Chi Minh City, Vietnam (On-Site)
• 2 Weeks ago
Amber - Financial Analyst

Amber

Bogotá, Bogota, Colombia (On-Site)
• 4 Months ago
PwC - Manager Corporate Finance (M&A)

PwC

Amsterdam, North Holland, Netherlands (On-Site)
• 4 Months ago
Electronic Arts - Finance Controllership Manager

Electronic Arts

Shanghai, Shanghai, China (Hybrid)
• 1 Month ago
Trek - Accountant

Trek

Gothenburg, Västra Götaland County, Sweden (On-Site)
• 3 Weeks ago
Interactive Brokers - (German) Client Services Associate

Interactive Brokers

Dublin, County Dublin, Ireland (On-Site)
• 4 Months ago
Intel Corporation - Director, ICAP and Mergers and Acquisitions Accounting

Intel Corporation

Hillsboro, Oregon, United States (Hybrid)
• 3 Months ago
PwC - Senior Associate - Lease Account Support

PwC

Bengaluru, Karnataka, India (On-Site)
• 1 Month ago

Get notifed when new similar jobs are uploaded

About The Company

Where imagination meets innovation, delivering limitless gaming experiences.

Taguig, Metro Manila, Philippines (On-Site)

Singapore (On-Site)

Dubai, Dubai, United Arab Emirates (On-Site)

State Of São Paulo, Brazil (On-Site)

Seattle, Washington, United States (On-Site)

San Jose, California, United States (On-Site)

San Jose, California, United States (On-Site)

View All Jobs

Get notified when new jobs are added by ByteDance

Level Up Your Career in Game Development!

Transform Your Passion into Profession with Our Comprehensive Courses for Aspiring Game Developers.

Job Common Plug