Senior Life Underwriter

About Ethos

Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. 

We leverage deep technology and data science to streamline the life insurance process, making it more accessible and convenient. Using predictive analytics, we are able to transform a traditionally multi-week process into a modern digital experience for our users that can take just minutes! We’ve issued billions in coverage each month and eliminated the traditional barriers, ushering the industry into the modern age. Our full-stack technology platform is the backbone of family financial health.

We make getting life insurance easier, faster and better for everyone. 

Our investors include General Catalyst, Sequoia Capital, Accel Partners, Google Ventures, SoftBank, and the investment vehicles of Jay-Z, Kevin Durant, Robert Downey Jr and others. This year, we were named on CB Insights' Global Insurtech 50 list and BuiltIn's Top 100 Midsize Companies in San Francisco. We are scaling quickly and looking for passionate people to protect the next million families! 

About The Role

Are you passionate about building best in class underwriting technology? The role seeks a visionary with ability to communicate across departments effectively and bring ideas to life. You’ll need to partner with end-users of Ethos systems and engineers to create a constant and virtuous cycle of improvements on our underwriting ecosystem. 

Duties and Responsibilities:

• Ongoing analysis and monitoring of rules engine and workbench performance
• Continued review of evidence and synthesization of underwriting data from all sources
• Work with Head of Underwriting Strategies to assess business risk for changes to underwriting guidelines
• Creation of specific recommendations and action plans to drive automated underwriting decisions and process improvement across underwriting and case management
• Act as both an owner and contributor to multiple projects and initiatives
• Solidify protocols for rule and system enhancements  
• Maintain appropriate documentation for underwriting criteria, guidelines and workflows
• Ability to prioritize system decisions based on business need, business case and ROI
• Serve as underwriting process expert and liaison to work cross-functionally with colleagues and partners in product, engineering, operations, finance, marketing, legal, etc
• Ensure end-user proficiency with new systems, programs, and applications across departments through onboarding training and regular updates
• Work with engineers to serve as a business liaison in order to efficiently integrate new data, models, partners programs, and applications as the need arises

Qualifications and Skills:

• 3-5+ years of life new business underwriting and case management experience
• Extensive experience with underwriting rules engines and rules management
• Comfortable working in an agile environment and leveraging systems such as JIRA
• An understanding of data and models in the underwriting process
• The ability to communicate results and needs among multiple parties
• A record of identifying opportunities and quickly delivering solutions
• Desire to be a team player in a dynamic environment
• An obsession with the customer and ability to challenge the status quo

#LI-Remote #LI-AG1

The US national base salary range for this full-time position is $95,000 - $155,000. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training.

Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits. 

You can find further details of our US benefits at https://www.ethoslife.com/careers/

Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.

We are an equal opportunity employer who values diversity and inclusion and look for applicants who understand, embrace and thrive in a multicultural world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.

To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.