Senior Business Analyst
Job Summary
Job Description
As a Senior Business Analyst at CRED, you will play a crucial role in providing data-driven insights to inform strategic choices and capital allocation decisions across all business lines. Your responsibilities will include analyzing data to identify opportunities for operational and financial excellence, contributing to capital allocation and performance decisions, analyzing user-level trends, building dashboards to track KPIs, driving revenue and cost optimization projects, and supporting investor relations. You will collaborate with key business leaders on P&L optimization, requiring a curious and independent approach to analysis.
Must have:
- Experience as an analyst in high growth tech startups
- Exceptional analytical, problem-solving & presentation skills
- Experience in querying and extracting data through SQL and Excel
- Good time management skills and strong sense of ownership
- Business acumen to understand business growth and profitability
8 skills required
Job Details
what is CRED?
CRED is an exclusive community for india’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior.
CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.
here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better.
this is a horizontal role that cuts across all business lines at CRED. in this role, you will play a key role in generating inputs that inform CRED’s strategic choices and capital allocation decisions to meet our key goals. it is important to be curious, data-backed, and independent in your view (agreement and disagreement alike)as you will often find yourself collaborating with key business leaders on their respective lob p&l.
what will you do:
- strategic data insights:
- support all business lines by executing high-impact analyses across CRED’s p&l to uncover data-driven insights and identify opportunities for operational and financial excellence
- contribute to capital allocation and performance decisions by partnering with business finance leaders on revenue, cost, and roi optimization initiatives
- analyse user-level trends in usage, engagement, and monetization within specific lobs to inform a broader understanding of customer value; enable central teams to shape long-term ltv strategies across the ecosystem
- financial metrics tracking & automation: build dashboards and models (including using AI tools to enhance productivity - like automating workflows) to track business kpis and proactively surface trends and anomalies, support monthly and quarterly business reviews by synthesising key financial and operational metrics
- p&L optimisation: drive revenue & cost optimization projects, partnering with cross-functional teams (product, growth, finance) to evaluate roi, enhance the bottom line, and implement process improvements
- ir analysis: work with investor relations to deliver key metric analyses and presentations, including automation where feasible
You should apply if you:
- experience as an analyst in high growth tech startups (preferably horizontal teams), management consulting, research analytics firm
- breathe data and have exceptional analytical, problem-solving, research & presentation skills
- experience in querying and extracting data through sql and running analysis on excel
- have good time management skills and strong sense of ownership to generate high-quality outputs
- have business acumen to appreciate and understand levers for business growth and profitability
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About The Company
Cred is a decentralized global lending platform that facilitates open access to credit anywhere and anytime. Founded by former PayPal financial technology veterans, Cred’s mission is to harness the power of blockchain to allow everyone to benefit from low-cost credit products. Cred brings together a diverse team of entrepreneurial leaders, machine learning, and blockchain technology.
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