Financial Risk Strategy Expert - Global Payment

About ByteDance Founded in 2012, ByteDance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including TikTok as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, ByteDance has made it easier and more fun for people to connect with, consume, and create content. Why Join Us Creation is the core of ByteDance's purpose. Our products are built to help imaginations thrive. This is doubly true of the teams that make our innovations possible. Together, we inspire creativity and enrich life - a mission we aim towards achieving every day. To us, every challenge, no matter how ambiguous, is an opportunity; to learn, to innovate, and to grow as one team. Status quo? Never. Courage? Always. At ByteDance, we create together and grow together. That's how we drive impact-for ourselves, our company, and the users we serve. Join us. Team Introduction The Global Payment team of Bytedance provides payment solutions - including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on ByteDance platforms including TikTok. Responsibilities: 1. Responsible for assessing and managing the risk of credit business, ensuring the safety and stability of the business. 2. Conduct risk assessment of credit business, and formulate corresponding risk management strategies based on the results. 3. Monitor and analyze risk indicators of credit business, and alert and handle exceptions. 4. Participate in the development and implementation of credit business risk management policies and processes. 5. Collaborate with business departments and other relevant departments to jointly control and reduce business risks. 6. Regularly submit risk assessment reports and recommendations to support business decisions.

Minimum Qualifications: 1. Solid risk management knowledge and skills, familiar with risk assessment and risk control methods and processes. 2. Excellent data analysis and statistical skills, able to skillfully use risk management tools and software. 3. Good communication and teamwork skills, able to work closely with business departments and other relevant departments. 4. Strong sense of responsibility and execution ability, able to solve problems independently and complete tasks on time. Preferred Qualifications: 1. Bachelor's degree or above, majoring in finance, economics, statistics, or related fields. 2. More than 5 years of practical experience in credit risk management, familiar with risk management in areas such as BNPL, Cash Loan, and Supply chain finance etc. ByteDance is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At ByteDance, our mission is to inspire creativity and enrich life. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.