Cryptocurrency Investigations Specialist

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

We are looking for an expert in cryptocurrency who has extensive experience with blockchain forensic software for investigating anti-money laundering, complex financial crime, and/or trans-national organized crime.

As a Cryptocurrency Investigations Specialist, Global Investigations - Financial Crime Intelligence and Investigations (FCII) organization you will be supporting the Global Financial Crime & Customer Protection program. In this role, you will support PayPal’s Anti-Money Laundering and Compliance efforts by conducting complex investigations into illicit use of cryptocurrency, identifying financial crime patterns, and collaborating with internal and external partners (including law enforcement) to identify trends, emerging threats, and typologies.

Job Description:

Your way to impact

• Identify broader policy and product issues related to cryptocurrency activity by analyzing investigative leads and root causes.
• Research and review current and emerging trends involving cryptocurrency and other digital assets.
• Deliver verbal and written briefings to partners and leaders regarding current and emerging threats with cryptocurrency.
• Engage with internal and external partners in proactively identify opportunities for collaboration, raise awareness of investigative findings, and develop recommendations to mitigate risk.
• Ability to maintain relationships and work closely with the public/private sector in relation to cryptocurrency intelligence sharing/gathering.

Your day to day

• Conduct comprehensive, high quality, end-to-end complex investigations that identify financial crime patterns, trends, and typologies in support of the Global Investigations team mission to mitigate risk to PayPal and its global users.
• Think critically and strategically and look beyond the initial facts presented to drive investigations to conclusion.
• Detect potentially suspicious activity through multiple platforms and jurisdictions.
• Respond appropriately to requests and fulfil time-sensitive regulatory filing obligations such as Suspicious Activity Reports(SARs)
• Operate independently while manage multiple competing priorities with difficult deadlines, and exhibit a sense of urgency when necessary.

What do you need to bring

• Understanding of risk patterns and risk mitigation techniques and policies that detect, deter, and mitigate financial crimes.
• Advanced research and analytical skills, ability to assess and analyze large amounts of data with a high attention to detail, identify patterns/ trends, and create reports on critical information.
• Expert oral, written and interpersonal communication skills, ability to communicate complex information accurately, clearly and quickly to all levels of management.
• Knowledge of Federal Regulations (Bank Secrecy and USA PATRIOT Acts), and governing bodies such as Financial Crimes Enforcement Network (FinCEN) & US Department of Treasury’s Office of Foreign Assets Control (OFAC), etc.
• Experience in Crypto analytics, research, and one or more of the following vendor tools: TRM, Elliptic, Chainalysis (required).

Additional Job Description:

Subsidiary:

PayPal

Travel Percent:

0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.