Account Operations Analyst

2 Months ago • 2 Years +

Job Summary

Job Description

The Account Operations Analyst will be a part of the new Account Operations team, responsible for managing manual payments and fund transfers. This role involves ensuring timely payments into member accounts, reconciliation, and accounting. The analyst will contribute to payment process design, meet deadlines, interact with internal teams like Finance, and communicate with other financial institutions. Key responsibilities include involvement in payment activities, adhering to service level agreements, and escalating any issues. The role requires strong communication skills and a focus on aligning strategy, business goals, and experience quality.
Must have:
  • 2+ years of relevant experience in account operations or payments.
  • Knowledge and experience of account operations and payment processes.
  • Data-driven approach.
  • Focus on customers.
  • Experience in meeting deadlines.
Good to have:
  • Bachelor’s degree or higher.
  • Experience of process re-design and optimisation, where possible through automation.
  • Some knowledge and practical experience of inter-bank fund movements.
  • Experience of meeting daily, weekly and monthly deadlines and inputting to MI and reporting.
  • Good understanding of current challenges that financial institutions face in relation to fraud, the current regulatory environment and how proposed changes will impact firms such as TIde.
  • Some experience of working in a scale-up environment and comfortable with occasional ambiguity
Perks:
  • 3 paid days off for volunteering or L&D activities
  • Extended maternity and paternity leave covered by the company
  • Personal L&D budget
  • Additional health & dental insurance
  • Mental wellbeing platform
  • Fully covered Multisports card
  • Food, Snacks, light food, drinks in the office

Job Details

ABOUT TIDE

At Tide, we are building a business management  platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting.


Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian and German SMEs. Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin and Belgrade, Tide employs over 2,000 employees.


Tide is rapidly growing, expanding into new products and markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.

WHAT WE'RE LOOKING FOR

We’re looking for a bright, talented Analyst to help in building the operation of a new Account Operations team

The Account Operations team is responsible for various types of manual payments and movements of funds. The team will grow to become the central function for payments into members accounts on a timely basis and ensuring all payments are fully reconciled and accounted for. 

The Account Operations Analyst role is a great opportunity for someone with account and payment experience to be part of what will become a key team within Tide’s Member Operations function. It will be important in ensuring that these key payment activities are undertaken as smoothly and efficiently as possible. The role will require interactions with Tide’s senior management and internal teams such as Finance; and when required, with other financial institutions

AS THE ACCOUNT OPERATIONS ANALYST

  • You’ll be help bring together some of the existing payment and fund transfer activities and for inputting to the design and implementation of  new payment processes
  • You'll gain a good understanding of the payment and fund movement processes and will be part of Tide’s response to expected regulatory changes around fraud
  • Expect to be heavily involved in different types of payment activity, ensuring that SLAs and deadlines are met, working with internal colleagues such as our Finance team and with other financial services firms
  • You will be making payments, where required seeking review and approval  from others as part of our control process, and will support our regular reconciliation processes and will escalate any issues that may arise 
  • You’ll have very good written and verbal communications skills, to be applied when dealing with Tide’s internal team and other financial institutions
  • You'll contribute to helping make sure our long-term strategy, business goals, and experience quality are all aligned and that there are healthy opportunities for visibility and feedback.

WHAT MAKES YOU A GREAT FIT

  • Minimum 2 years’ relevant experience in an account operations and/or payments role
  • Ideally a relevant Bachelor’s degree or higher
  • Knowledge and experience of account operations and payment processes
  • Some experience of process re-design and optimisation, where possible through automation
  • Being data-driven in your approach
  • Ideally you have some knowledge and practical experience of inter-bank fund movements
  • You are focussed on customers
  • You have some experience of meeting daily, weekly and monthly deadlines and inputting to MI and reporting
  • Good understanding of current challenges that financial institutions face in relation to fraud, the current regulatory environment and how proposed changes will impact firms such as TIde
  • Ideally, some experience of working in a scale-up environment and comfortable with occasional ambiguity 

WHAT YOU"LL GET IN RETURN

  • 3 paid days off for volunteering or L&D activities
  • Extended maternity and paternity leave covered by the company 
  • Personal L&D budget
  • Additional health & dental insurance
  • Mental wellbeing platform
  • Fully covered Multisports card
  • Food, Snacks, light food, drinks in the office

TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. 

We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.

 

At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.

 

You personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.

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About The Company

Tide is the leading provider of UK small business (SMEs) accounts and one of the fastest-growing fintechs in the UK. Tide is live in the UK and India with over 650,000 members in the UK and more than 350,000 in India.


Tide is transforming the small business banking market. Our platform not only offers business accounts and related banking services, but also a comprehensive set of highly connected admin tools for businesses, such as full integration with accounting systems (live for our UK members, many are live in India, and coming soon to Germany). Using advanced technology, all solutions are designed with SMEs in mind.


With quick onboarding, low fees and innovative features, we thrive on making data-driven decisions to help SMEs save both time and money.

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