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Business Analyst - Credit Risk

Haryana, India (On-site)

Business Analyst - Credit Risk

3 Weeks ago • All levels • Data Analyst

About the job

7 skills required for this role

Test your skills to join the top 1% applicants for this job

jira

communication

software-development-lifecycle-sdlc

risk-mitigation

risk-assessment

credit-risk

risk-management

Job Description

This role involves developing and applying credit risk models, analyzing securitization transactions, and ensuring compliance with Basel III, IFRS-9, and other relevant regulations. Responsibilities include understanding credit risk assessment models (PD, LGD, EAD), securitization transactions, and relevant regulatory frameworks. The Business Analyst will contribute to the software development lifecycle (SDLC), conduct functional and user acceptance testing, and communicate complex data to senior management. Strong analytical and problem-solving skills are essential, along with experience navigating complex systems and data landscapes. The individual will identify key gaps, apply assumptions to achieve concrete business outcomes, and adapt to evolving business needs.

Must have:

Credit risk assessment models (PD, LGD, EAD)
Securitization transactions & economic models
Basel III, IFRS-9, US/European regulations
SDLC (requirements gathering, testing)
Complex data navigation & analysis
Excellent communication & presentation skills
Problem-solving & adaptability

Good to have:

JIRA

Project description

This project involves a professional specializing in credit risk assessment, securitization, and compliance with global regulatory frameworks. The role focuses on the development and application of credit risk models, securitization transaction analysis, and compliance with industry standards such as Basel III and IFRS-9. The expert will also contribute to the software development lifecycle (SDLC) to ensure that risk models and frameworks are accurately implemented within business processes and IT systems.

Responsibilities

1. Understanding of credit risk, its assessment models (PD, LGD, EAD) and credit risk mitigation techniques experience.

2. Strong understanding of securitization transactions and economic models of securitization.

3. Familiarity with frameworks including Basel III, and relevant US/European regulations governing securitization.

4. Understanding of IFRS-9, fair valuation of assets

business model test

5. Understanding of SDLC (requirement gathering, elicitation, prioritization and documentation

BRD, FRD, As-Is, To-Be)

6. Hands on experience navigating through complex systems and data landscape, access business materiality, identify key gaps and apply assumptions to achieve a concrete business outcome.

7. Functional and user acceptance testing, end to end integration testing.

8. Excellent communication skills to present complex data to senior management and stakeholders across technical and non-technical teams.

9. Analytical mindset with strong problem-solving abilities, capable of working on multiple projects and adapting to evolving business needs.

Skills

Must have

1. Understanding of credit risk, its assessment models (PD, LGD, EAD) and credit risk mitigation techniques experience.

2. Strong understanding of securitization transactions and economic models of securitization.

3. Familiarity with frameworks including Basel III, and relevant US/European regulations governing securitization.

4. Understanding of IFRS-9, fair valuation of assets

business model test

5. Understanding of SDLC (requirement gathering, elicitation, prioritization and documentation

BRD, FRD, As-Is, To-Be)

6. Hands on experience navigating through complex systems and data landscape, access business materiality, identify key gaps and apply assumptions to achieve a concrete business outcome.

7. Functional and user acceptance testing, end to end integration testing.

8. Excellent communication skills to present complex data to senior management and stakeholders across technical and non-technical teams.

9. Analytical mindset with strong problem-solving abilities, capable of working on multiple projects and adapting to evolving business needs.

Nice to have

JIRA

Other

Languages

English: B2 Upper Intermediate

Seniority

Senior

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About The Company

Luxoft

1148 Active Jobs

Luxoft, a DXC Technology Company (NYSE: DXC), is a digital strategy and software engineering firm providing bespoke technology solutions that drive business change for customers the world over. Acquired by U.S. company DXC Technology in 2019, Luxoft is a global operation in 44 cities and 21 countries with an international, agile workforce of nearly 18,000 people. It combines a unique blend of engineering excellence and deep industry expertise, helping over 425 global clients innovate in the areas of automotive, financial services, travel and hospitality, healthcare, life sciences, media and telecommunications.

DXC Technology is a leading Fortune 500 IT services company which helps global companies run their mission critical systems. Together, DXC and Luxoft offer a differentiated customer-value proposition for digital transformation by combining Luxoft’s front-end digital capabilities with DXC’s expertise in IT modernization and integration. Follow our profile for regular updates and insights into technology and business needs.