Regulatory Risk and Compliance Manager

1 Day ago • 7 Years +

Job Summary

Job Description

As a Regulatory Risk & Compliance Manager at Tide, you will ensure the company complies with FCA regulations. You'll identify and mitigate regulatory risks, advise on developments, and integrate requirements into operations. Key responsibilities include executing the Compliance Monitoring Plan, researching regulations, managing submissions, ensuring reporting accuracy, providing guidance on product development, and updating policies. You will also support strategic planning, lead working groups, and train staff. This role involves working with various teams and external partners to ensure regulatory compliance. The role requires a fast-paced environment with cross-team exposure.
Must have:
  • 7+ years of experience in Compliance/Risk Management.
  • Strong expertise in FCA and general Payment regulations.
  • Experience interacting with regulators and handling inspections.
  • Experience in regulatory submissions and license applications.
  • Background in Banking, FinTech, Payments, or Consultancy.
  • Ability to interpret regulations and advise internal stakeholders.
  • Proactive problem solver with a strong sense of ownership.
  • Exceptional organizational skills and attention to detail.
  • Fluency in English is mandatory.
Good to have:
  • Experience with German and/or French
Perks:
  • Flexible working options
  • Share options
  • Group Life Insurance
  • Vitality Health Insurance
  • 25 days holiday + 3 days for L&D or volunteering
  • Professional L&D budget (£1,000 per year)
  • Access to salary sacrifice benefits
  • Spacious office near Old Street with snack bar
  • Enhanced family-friendly leave
  • Sabbatical leave

Job Details

ABOUT TIDE

At Tide, we are building a business management  platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting.


Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian and German SMEs. Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin and Belgrade, Tide employs over 2,000 employees.


Tide is rapidly growing, expanding into new products and markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.

ABOUT THE TEAM

We are pleased to have a dynamic, forward-thinking group of professionals, deeply committed to supporting Tide in its growth while maintaining the highest standards of regulatory compliance and risk management. We have great cross-collaboration both within and outside the team and we pride ourselves on our team culture, ways of working and the support we provide to each other and to the business.

If joining the Compliance Team, you will be part of a supportive and knowledgeable group, with opportunities to work on complex, high-impact projects that contribute directly to Tide’s success and growth. You’ll be encouraged to bring new ideas, challenge the status quo, and take ownership of key compliance initiatives

 

ABOUT THE ROLE

As a Regulatory Risk & Compliance Manager - UK, you will play a vital role in ensuring Tide complies with the evolving regulatory requirements set by the FCA and other regulators. You will be responsible for identifying, assessing, and mitigating regulatory risks, while ensuring that Tide’s compliance frameworks are embedded across the business. 

Working closely with teams across the organisation, including Product, Member Operations, Payments, Marketing, Legal and Finance, you will provide expert advice on regulatory developments, lead compliance initiatives, and integrate regulatory requirements into our day-to-day operations.

As the subject matter expert on particular regulations, you’ll help to steer decisions, impact strategies and support the rest of the team and business. At Tide, you’ll be able to work in a fast-paced environment, with cross-team exposure, inquisitive freedom and the ability to impact how Tide conducts its business.

As a Regulatory Risk & Compliance Manager you will:

  • Execute the Compliance Monitoring Plan, taking ownership of monitoring activities, addressing findings, and engaging stakeholders as needed.

  • Research regulatory developments in the UK, assess their impact, and advise on necessary actions.

  • Manage regulatory submissions, including licence applications, periodic reports, and responses to regulatory information requests.

  • Ensure accurate and timely regulatory reporting by working closely with business areas and conducting oversight checks where required.

  • Provide regulatory guidance on product and service development, conducting compliance assessments for new initiatives.

  • Maintain and update compliance policies in line with UK and FCA regulations, tracking required refresh cycles.

  • Support the Regional Lead of Risk & Compliance and the Global Head of Compliance & Conduct Risk in regulatory engagements, strategic planning, and governance.

  • Lead and actively participate in the Regulatory Risk & Compliance working group, ensuring key issues are identified, addressed, and escalated.

  • Act as a liaison for external partners and service providers on oversight requests and regulatory expectations.

  • Coordinate and deliver compliance and risk-related training across the business.

  • Collect and prepare MI for internal governance reporting and external regulatory submissions.

  • Track regulatory deadlines, file submissions, maintain a log of regulatory interactions, and prepare for meetings and inspections with the FCA and other authorities.

  • Engage with internal teams to respond to compliance-related requests and regulatory inquiries, ensuring cross-functional alignment.

  • Work closely with the 1LOD to remediate regulatory oversight findings and enhance controls.

  • Identify, assess, and monitor regulatory risks, ensuring appropriate mitigation measures are in place.

  • Support internal and external audits, participate in compliance reviews, and oversee effective remediation of findings.

 

WHAT MAKES YOU A GREAT FIT 

  • At least 7+ years of experience in Compliance, Regulatory Risk, or Risk Management at a senior level within financial services.

  • Strong expertise in FCA, PSR, EMI and general Payment regulations, including  the FCA handbook (e.g. BCOBS, SYSC, PRIN) Safeguarding, the Consumer Duty, SMCR regulations, GDPR, PSD2 and related frameworks.

  • Direct experience interacting with regulators, handling responses, managing notifications, and supporting regulatory inspections, audits, and thematic reviews.

  • Proven track record in regulatory submissions, licence applications, and reporting, ensuring compliance with FCA requirements.

  • Experience in oversight functions, monitoring key risk indicators (KRIs), and providing Compliance Advisory on new initiatives, products, and services.

  • Background in Banking, FinTech, Payments/E-Money firms, or Regulatory Consultancy.

  • Experience working with firms under the FCA regulations.

  • Ability to interpret complex regulations, research requirements, and advise internal stakeholders on compliance matters.

  • Proactive problem solver with a strong sense of ownership and accountability in resolving compliance challenges.

  • Exceptional organisational skills, managing multiple projects, deadlines, and regulatory engagements effectively.

  • Meticulous attention to detail, with strong drafting, analytical, and risk assessment skills.

  • Fluency in English (mandatory); German and/or French is a plus.

 

WHAT YOU’LL GET IN RETURN

  • Flexible working options
  • Share options
  • Group Life Insurance
  • Vitality Health Insurance, with a proactive focus on mental and physical wellbeing
  • 25 days holiday with an additional 3 days for L&D or volunteering time off per year
  • We invest in your development with a £1,000 professional L&D budget per year
  • Access to ‘salary sacrifice’ benefits such as Cycle to Work scheme and pension contribution
  • Spacious brand-new office near Old Street with an all-day snacks bar
  • Enhanced family-friendly leave
  • Sabbatical leave 
     

TIDEAN WAYS OF WORKING


At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. 

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.

#LI-EP #LI-Remote #LI-Hybrid

 

TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. 

We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.

 

At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.

 

You personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.

Similar Jobs

Google - Data Engineer II

Google

Boulder, Colorado, United States (On-Site)
2 Days ago
Revolgy - Cloud Developer

Revolgy

United Kingdom (Remote)
2 Weeks ago
Devrev - Demand Generation Manager

Devrev

Chennai, Tamil Nadu, India (On-Site)
1 Day ago
Tesla - Construction Site Manager - MEP

Tesla

Brandenburg, Germany (On-Site)
2 Months ago
MIQ Digital - Account Manager

MIQ Digital

Vancouver, British Columbia, Canada (On-Site)
9 Hours ago

Get notifed when new similar jobs are uploaded

Similar Skill Jobs

Greenworks Sunrise Global Marketing - Category Manager

Greenworks Sunrise Global Marketing

Mooresville, North Carolina, United States (On-Site)
9 Hours ago
Mozilla - Director of Product, Firefox Growth

Mozilla

(Remote)
7 Hours ago
Visa - Business Analyst - Cybersecurity

Visa

Ashburn, Virginia, United States (Hybrid)
1 Week ago
Nagarro - SAP SuccessFactors Solution Architect (m/f/d)

Nagarro

Germany (Remote)
6 Months ago
Anthology  Inc  - Regional Sales Manager - Enterprise Systems (West)

Anthology Inc

United States (Remote)
1 Month ago
Invenio - SAP Senior Project Manager

Invenio

Wokingham, England, United Kingdom (On-Site)
1 Month ago
Scientific Games  - Project Manager, Digital Product Development

Scientific Games

Georgia, United States (Remote)
2 Months ago
Playrix - Senior Data Analyst (Game)

Playrix

Ukraine (Remote)
6 Months ago
PwC - Cyber Security Strategy Manager

PwC

Amsterdam, North Holland, Netherlands (Hybrid)
3 Months ago
Keywords Studios - Player Engagement Operations Manager

Keywords Studios

Pasig, Metro Manila, Philippines (Hybrid)
2 Weeks ago

Get notifed when new similar jobs are uploaded

Jobs in United Kingdom

sitecore - Product Marketing Manager (Content Hub)

sitecore

London, England, United Kingdom (On-Site)
2 Months ago
Assystems - Senior Mechanical Design Engineer

Assystems

Derby, England, United Kingdom (Hybrid)
6 Months ago
ION - Senior Business Consultant - Endur

ION

London, England, United Kingdom (On-Site)
6 Months ago
WildBrain - Advertising Sales Executive

WildBrain

London, England, United Kingdom (Hybrid)
1 Month ago
Tesla - Service Technician / Automotive Mechanic

Tesla

Wolverhampton, England, United Kingdom (On-Site)
2 Months ago
version 1 - Data Service Line Lead

version 1

London, England, United Kingdom (On-Site)
1 Month ago
Moloco - Senior Data Scientist, Growth Analytics

Moloco

London, England, United Kingdom (On-Site)
7 Hours ago
Info Stretch - Java Developer

Info Stretch

Sunderland, England, United Kingdom (On-Site)
6 Months ago
Bragg - Compliance Manager

Bragg

London, England, United Kingdom (Hybrid)
1 Month ago
Ubisoft - Community Advocacy Manager

Ubisoft

Guildford, England, United Kingdom (On-Site)
3 Weeks ago

Get notifed when new similar jobs are uploaded

Similar Category Jobs

Looks like we're out of matches

Set up an alert and we'll send you similar jobs the moment they appear!

About The Company

Tide is the leading provider of UK small business (SMEs) accounts and one of the fastest-growing fintechs in the UK. Tide is live in the UK and India with over 650,000 members in the UK and more than 350,000 in India.


Tide is transforming the small business banking market. Our platform not only offers business accounts and related banking services, but also a comprehensive set of highly connected admin tools for businesses, such as full integration with accounting systems (live for our UK members, many are live in India, and coming soon to Germany). Using advanced technology, all solutions are designed with SMEs in mind.


With quick onboarding, low fees and innovative features, we thrive on making data-driven decisions to help SMEs save both time and money.

Belgrade, Serbia (Hybrid)

Sofia, Sofia City Province, Bulgaria (On-Site)

Luxembourg, Luxembourg, Luxembourg (On-Site)

London, England, United Kingdom (Hybrid)

Romania (Hybrid)

Ukraine (Hybrid)

View All Jobs

Get notified when new jobs are added by Tide

Level Up Your Career in Game Development!

Transform Your Passion into Profession with Our Comprehensive Courses for Aspiring Game Developers.

Job Common Plug