Product Manager

3 Months ago • 5 Years + • Product Management

Job Summary

Job Description

As a Product Manager, you will collaborate with Engineers, Analysts, Designers, and Project Managers to conceptualize, build, and manage impactful features that extend credit access to millions of active users. You will own the entire product lifecycle, from conceptualization and planning to implementation and management, ensuring the tech team understands specifications for quality products. Responsibilities include maintaining compliance with security and regulatory standards, collaborating with stakeholders across regions, acting as the voice of the user, tailoring products to consumer and merchant needs, and using data analytics to drive decisions. The role requires delivering world-class fintech solutions and creating impactful, user-friendly products.
Must have:
  • 5+ years experience with tech and business teams
  • Fintech software solutions familiarity
  • Product development lifecycle understanding
  • Mid-end/back-end system architecture knowledge
  • Exceptional communication and collaboration skills
Good to have:
  • Proficiency in Mandarin

Job Details

About The Role

We are empowering businesses and consumers with Buy Now, Pay Later (BNPL) and Cash Loan solutions, helping them achieve their financial goals. Through our partnerships, these services are integrated into a comprehensive ecosystem of API services and a versatile Superapp that spans e-commerce, payments, courier services, ride-hailing, food delivery, and more.

As a Product Manager, you will collaborate with Engineers, Analysts, Designers, and Project Managers to conceptualize, build, and manage impactful features that extend credit access to millions of active users. This role offers the opportunity to take full ownership of key product portfolios and deliver real-world results in the fintech space.

What You Will Do

    • Deliver world-class fintech solutions by creating impactful and user-friendly products.
    • Own the entire product lifecycle—from conceptualization and planning to implementation and management.
    • Ensure the tech team understands specifications to build and deliver quality products.
    • Maintain compliance with security and regulatory standards while optimizing user experience.
    • Collaborate with stakeholders across regions and ensure alignment with business objectives.
    • Act as the voice of the user, designing customer-first solutions that tackle high-impact problem areas.
    • Tailor products to meet the evolving needs of consumers and merchants, ensuring relevance and value.
    • Use data analytics, A/B testing, and user insights to drive decisions and measure outcomes.

What You Will Need

    • 5+ years of hands-on experience working with tech and business teams, with exposure to mid-end systems, financial data pipelines, and third-party finance service integrations.
    • Familiarity with the best software solutions in the fintech space.
    • Comprehensive understanding of the product development lifecycle (PDLC), including testing and UI/UX design.
    • Strong grasp of mid-end and back-end system architecture to deliver robust solutions.
    • Exceptional communication and collaboration skills to engage with regional stakeholders.
    • Fluency in English; proficiency in Mandarin is an additional advantage.
    • Passion for creating products that drive measurable business and user outcomes.
About The Team

You’ll join a multicultural and multi-location team dedicated to reshaping financial services. Our team thrives on collaboration, innovation, and open-mindedness. Together, we construct and manage a robust set of macro services to support diverse financial solutions across industries.

This role is more than a job—it’s your chance to make a significant impact in the fintech industry while growing in a dynamic, global environment.

Are you ready to lead the way in fintech innovation? Let’s build the future together!

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About The Company

GoTo is the largest technology group in Indonesia, combining on-demand and financial services through the Gojek and GoTo Financial brands. It is the first platform in Southeast Asia to host these two essential use cases in one ecosystem, capturing a majority of Indonesian consumer household expenditure.


GoTo’s mission is to “Empower Progress” by offering an unparalleled selection of goods and services through a comprehensive merchant and partner network and promoting financial inclusion through its leading payments and financial services business.

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