Business Operations Analyst, Payments

8 Hours ago • 1-2 Years

About the job

SummaryBy Outscal

This role requires 1-2 years of experience in operations/payment industry with strong communication and negotiation skills. Advanced knowledge of Excel and basic SQL is a must. You'll be responsible for handling day-to-day business operations, identifying areas for technological intervention, and developing relationships with payment players.

About PhonePe Group: 

PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services.

Culture

At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right  environment for you is just one of the things we do. We empower people and trust them to do the right  thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a  big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of  the best minds in the country and executing on your dreams with purpose and speed, join us!

Job Description – Business Operations Analyst - Payment Operations


➢ This role offers an exclusive opportunity to work on payments related initiatives with leading banks, financial and national institutions.
➢ Be a champ and work closely with external stakeholders including partner banks and networks.
➢ Responsible for handling day to day business operations with external and internal stakeholders.
➢ Identifying areas of operations that require technological intervention and co-ordinating with stakeholders for implementation of technical solutions.
➢ Responsible for management of business reporting and any ad hoc reporting required from time to time. Proficient knowledge of Excel is a must.
➢ Help develop and nurture relationships with payment players.
➢ Strongly focussed on execution.
➢ Customer-first attitude; always on toes to lessen pain points of customers.
➢ Monitoring transaction success rates and regularly analyzing data to bring about enhancements in products as well as improvement in processes and success rates.
➢ Coordinating with Customer Support teams and handling escalations on a day to day basis to provide prompt resolution to the customers.
➢ Maintaining Bank and Network relations in resolving Ad-hoc issues and improving existing operational processes.
➢ Addressing internal queries, data requirements and escalations regarding Payment transactions.
➢ Work closely with the finance team to drive reconciliations and execute required corrections.
➢ Collaborate with internal and external business + technical teams to spearhead integrations and go-live.


Requirements:
➢ Minimum work experience of 1-2 years in the operations/payment industry
➢ Driving personality with an attitude of constantly pushing towards clarity and outcome while balancing the need for a great collaboration.
➢ Strong communication skills and ability to negotiate for one's requirements
➢ Advanced knowledge of Excel and basic knowledge of SQL
➢ Qualifications - B.Tech/MBA preferred

PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles)

  • Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance
  • Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System
  • Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program
  • Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy
  • Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment 
  • Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy

Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog.

Life at PhonePe

PhonePe in the news

About The Company

PhonePe was founded in December 2015 and has emerged as India’s largest payments app, enabling digital inclusion for consumers and merchants alike. With 48 crore (480 Million) registered users, one in four Indians are now on PhonePe. The company has also successfully digitized 3.6 crore (36 Million) offline merchants spread across Tier 2,3,4 and beyond, covering 99% of the postal codes across India. PhonePe is also the leader in Bharat Bill Pay System (BBPS), processing over 45% of the transactions on the BBPS platform. PhonePe forayed into financial services in 2017, providing users with safe and convenient investing options on its platform. Since then, the company has introduced several Mutual Funds and Insurance products that offer every Indian an equal opportunity to unlock the flow of money and access to services. PhonePe was recently recognized as the Most Trusted Brand for Digital Payments as per the Brand Trust Report 2023 by Trust Research Advisory (TRA).



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