Finance Analyst

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

We are seeking a detail-oriented Analyst to join our Transaction Expense FP&A team, which plays a crucial role in the global consolidation and forecasting of Transaction Expenses (TE$), the largest expense item at PayPal. In this role, you will collaborate with various business partners to gather and analyze data, identify trends, and provide actionable insights on transaction expenses for key PayPal products. Your findings will be communicated to senior leadership through detailed reports and presentations, influencing strategic decision-making.

Job Description:

Responsibilities

• Forecast and manage costs for Braintree, Venmo and Zettle. Understand, forecast, and explain the impact of merchant mix, sector mix, consumer spending patterns, and external drivers on costs.
• Build and maintain forecasting models to ensure accurate financial updates
• Act as a business partner and thought leader for Payments, providing deep business and financial insights. Support strategic planning processes, scenario planning, initiative scoping, partnership deals, contract negotiations, and other finance-related activities.
• Develop business cases for initiatives, including detailed financial modeling. Regularly partner with the Product team to identify opportunities to optimize transaction expenses.
• Analyze weekly expense trends and their drivers, compare with targets, and present findings to finance leadership.
• Effectively communicate financial performance to leadership across the finance and payments organization using impactful visualizations and compelling PowerPoint presentations
• Identify and rectify data issues related to cost data by working closely with the data engineering team to ensure data accuracy and integrity.

Qualifications

• Bachelor’s degree in Mathematics, Statistics, Operations Research, Finance, Economics or related quantitative discipline.
• 4+ years of prior experience in Finance or Analytics field in a high growth, global company preferably in payments, financial services or internet-based sectors
• Should be comfortable with financial modeling and working with large amounts of data/databases
• Prior experience with financial planning and reporting systems (e.g. Excel,Hyperion, Essbase, Tableau, PowerBI) is preferred
• Budget Formulation & Management, Trend & Variance Analysis. Ability to analyze and automate financial reporting.
• Experience with SQL is good to have but not required
• Detail oriented and strong analytical skills
• Experience in building powerful presentations with a crisp and clear storyline
• Comfortable working in a fast paced, cross functional team environment setting
• Strong verbal, presentation and written communication skills

Subsidiary:

PayPal

Travel Percent:

0

-

PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.

The U.S. national annual pay range for this role is

$52800 to $136510

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.