Head of Compliance & MLRO

Nium, the Leader in Real-Time Global Payments

Nium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders.

Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.

 About the role

As the Head of Compliance& MLRO, you will be working as part of Nium’s global, dynamic Compliance team. The team is responsible for advising the business on all compliance matters and ensuring the regulatory requirements for The Netherlands are met. In addition to this the team is also responsible for client onboarding, Transaction Monitoring, and for the detection and prevention of financial crime including, money laundering, and terrorist financing. 

Responsibilities

• Develop and manage Financial Crime and AML methodology to manage all sources of regulatory risk to meet the needs of our Netherlands/EU regulators and ensure they remain up to date with all regulatory and international standards. 
• Develop country specific risk assessment highlighting control gaps. 
• Build compliance reporting as per regulatory and governance requirements and issue internal reports to Senior Management (AML/CTF internal control report, Fraud, periodic internal reports etc.) 
• Act as a subject matter expert for the business and management on compliance-related matters in Europe. 
• Develop and improve the company’s policies and procedures on an ongoing basis. 
• Lead AML external audits. 
• Perform ongoing risk assessments and horizon scanning for applicable regulatory requirements 
• Act as point of contact for the The Dutch Authority for the Financial Markets (AFM) and law enforcement agencies. 
• Ensure proper regulatory and AML/CFT reporting to the AFM. 
• Assist in improving and streamlining end-to-end compliance operational processes through automation and technology. 
• Lead the roll out and ongoing management of the Compliance Training Framework; 
• Participating in Compliance or business-driven projects, including regulatory developments and strategic initiatives. 

Requirements

• At least 10years’ experience within regulated companies, in senior compliance role(s) with robust knowledge on Compliance topics (KYB / KYC, AML/CFT, Sanctions etc.) 
• Good understanding of the Payments/Fintech industry. 
• ACAMS/ICA certified (preferably). 
• Strong analytical skills with experience in problem solving and being able to implement and deliver solutions. 
• Demonstrate a clear sense of accountability in performing the role and a positive demeanor. 
• Ability to identify inefficiencies, see the bigger picture, challenge the current status quo and define scalable and sustainable processes and methodology. 
• Able to prioritize quickly and meet deadlines even under pressure. 
• Strong stakeholder management and communication skills. 
• Team player with strong collaborative qualities, including some previous experience (or willingness) to build, lead and motivate a team.  
• Willingness to learn continuously and keep up to date with the Payments industry and its regulatory landscape (Globally).  
• Fluent written and spoken English. 

What we offer at Nium  

We Value Performance:

 Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work. 

We Care for Our Employees:

 The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office). 

We Upskill Ourselves: 

We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend

We Constantly Innovate:

 Since our inception, Nium has received constant recognition and awards for how we approach both our business and talent opportunities.

-2022 Great Place To Work Certification

-2023 CB Insights Fintech 100 List of Most Promising Fintech Companies. 

- CNBC World’s Top Fintech Companies 2024.

We Celebrate Together: 

We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!  

We Thrive with Diversity: 

Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.  

For more detailed region specific benefits :

  https://www.nium.com/careers#careers-perks 

For more information visit www.nium.com 

Depending on your location, certain laws may regulate the way Nium manages the data of candidates. By submitting your job application, you are agreeing and acknowledging that you have read and understand our Candidate Privacy Notice located at www.nium.com/privacy/candidate-privacy-notice.