Business Analyst - Credit Risk

1 Month ago • All levels • Data Analyst

Job Summary

Job Description

This Business Analyst - Credit Risk role involves developing and applying credit risk models, analyzing securitization transactions, and ensuring compliance with Basel III, IFRS-9, and other relevant regulations. Responsibilities include understanding credit risk assessment models (PD, LGD, EAD), securitization economics, and relevant regulatory frameworks. The role requires participation in the SDLC, from requirement gathering to testing, and strong communication skills to present complex data to senior management. The ideal candidate will possess hands-on experience navigating complex systems, identifying business materiality, and applying assumptions to achieve business outcomes. Functional and user acceptance testing, as well as end-to-end integration testing, are key components of the role.
Must have:
  • Credit risk assessment models (PD, LGD, EAD)
  • Securitization transactions & economic models
  • Basel III, IFRS 9, US/EU regulations
  • SDLC (requirements to testing)
  • Complex data navigation & analysis
  • Excellent communication skills
  • Problem-solving & adaptability
Good to have:
  • JIRA

Job Details

Project description

This project involves a professional specializing in credit risk assessment, securitization, and compliance with global regulatory frameworks. The role focuses on the development and application of credit risk models, securitization transaction analysis, and compliance with industry standards such as Basel III and IFRS-9. The expert will also contribute to the software development lifecycle (SDLC) to ensure that risk models and frameworks are accurately implemented within business processes and IT systems.

Responsibilities

1. Understanding of credit risk, its assessment models (PD, LGD, EAD) and credit risk mitigation techniques experience.

2. Strong understanding of securitization transactions and economic models of securitization.

3. Familiarity with frameworks including Basel III, and relevant US/European regulations governing securitization.

4. Understanding of IFRS-9, fair valuation of assets

business model test

5. Understanding of SDLC (requirement gathering, elicitation, prioritization and documentation

BRD, FRD, As-Is, To-Be)

6. Hands on experience navigating through complex systems and data landscape, access business materiality, identify key gaps and apply assumptions to achieve a concrete business outcome.

7. Functional and user acceptance testing, end to end integration testing.

8. Excellent communication skills to present complex data to senior management and stakeholders across technical and non-technical teams.

9. Analytical mindset with strong problem-solving abilities, capable of working on multiple projects and adapting to evolving business needs.

Skills

Must have

1. Understanding of credit risk, its assessment models (PD, LGD, EAD) and credit risk mitigation techniques experience.

2. Strong understanding of securitization transactions and economic models of securitization.

3. Familiarity with frameworks including Basel III, and relevant US/European regulations governing securitization.

4. Understanding of IFRS-9, fair valuation of assets

business model test

5. Understanding of SDLC (requirement gathering, elicitation, prioritization and documentation

BRD, FRD, As-Is, To-Be)

6. Hands on experience navigating through complex systems and data landscape, access business materiality, identify key gaps and apply assumptions to achieve a concrete business outcome.

7. Functional and user acceptance testing, end to end integration testing.

8. Excellent communication skills to present complex data to senior management and stakeholders across technical and non-technical teams.

9. Analytical mindset with strong problem-solving abilities, capable of working on multiple projects and adapting to evolving business needs.

Nice to have

JIRA

Other

Languages

English: B2 Upper Intermediate

Seniority

Senior

Similar Jobs

PwC - AES SAP PTP-STO Senior Manager - Operate

PwC

Hyderabad, Telangana, India (On-Site)
3 Months ago
Luxoft - Front-end Developer

Luxoft

Bengaluru, Karnataka, India (On-Site)
1 Month ago
Luxoft - KDB Developer

Luxoft

Chennai, Tamil Nadu, India (On-Site)
2 Months ago
SoundHound AI - Language Specialist, Telugu [Contractor]

SoundHound AI

Bengaluru, Karnataka, India (Hybrid)
4 Months ago
Nordcurrent - Gameplay Programmer

Nordcurrent

Vilnius, Vilnius County, Lithuania (On-Site)
3 Months ago
prizepicks - Product Manager, Trading & Data Platform

prizepicks

Atlanta, Georgia, United States (Remote)
3 Weeks ago
Luxoft - Data Engineer

Luxoft

Gurugram, Haryana, India (On-Site)
2 Months ago
Apollo - Lead Data Scientist (Senior Staff)

Apollo

United States (Remote)
3 Months ago
The Walt Disney Company - Senior Product Manager II

The Walt Disney Company

Santa Monica, California, United States (On-Site)
3 Weeks ago
PwC - TLS | Perfil técnico junior - D&A

PwC

Madrid, Community Of Madrid, Spain (On-Site)
3 Months ago

Get notifed when new similar jobs are uploaded

Similar Skill Jobs

Daybreak Game Company LLC - Recruiter

Daybreak Game Company LLC

San Diego, California, United States (Hybrid)
3 Months ago
Anko GCC - Lead, Data Scientist

Anko GCC

Bengaluru, Karnataka, India (Hybrid)
4 Months ago
Trailmix Games - QA Analyst (Contract)

Trailmix Games

London, England, United Kingdom (Hybrid)
3 Weeks ago
Booming games - Senior Backend Software Engineer - Game Servers

Booming games

(Remote)
3 Days ago
Neostella - Business Analyst

Neostella

Medellín, Antioquia, Colombia (Hybrid)
3 Months ago
Sperasoft - Junior Service Engineer

Sperasoft

Masovian Voivodeship, Poland (On-Site)
1 Week ago
Playtech - Project Manager Operations

Playtech

London, England, United Kingdom (On-Site)
2 Weeks ago
Playnetic - Engineering Team Lead

Playnetic

Malta (Remote)
2 Months ago
ASSIST Software - C++ Developer

ASSIST Software

Suceava, Suceava County, Romania (On-Site)
2 Months ago
PlayStation Global - Character FX Artist

PlayStation Global

United States (Remote)
2 Weeks ago

Get notifed when new similar jobs are uploaded

Jobs in Bengaluru, Karnataka, India

Qualcomm - Lead Engineer - Graphics

Qualcomm

Hyderabad, Telangana, India (On-Site)
5 Months ago
Lotus Interworks - Growth Manager - Social Media Marketing

Lotus Interworks

Kolkata, West Bengal, India (Remote)
4 Months ago
Godrej & Boyce Mfg Co. . - Head Design and Statutory Approval - Construction

Godrej & Boyce Mfg Co. .

Mumbai, Maharashtra, India (On-Site)
4 Months ago
LSEG (London Stock Exchange Group) - DevOps Engineer

LSEG (London Stock Exchange Group)

Bengaluru, Karnataka, India (Hybrid)
3 Months ago
Glean - Infrastructure Support Engineer

Glean

Bengaluru, Karnataka, India (On-Site)
3 Weeks ago
Nielsen Holdings - .Net Developer

Nielsen Holdings

Bengaluru, Karnataka, India (Hybrid)
2 Months ago
PhonePe - Software Engineer (Backend, 7-10 Yrs)

PhonePe

Bengaluru, Karnataka, India (On-Site)
2 Months ago
Paytm - Team Lead - O&G- Adjacent - Chandigarh

Paytm

Chandigarh, Punjab, India (On-Site)
2 Months ago

Get notifed when new similar jobs are uploaded

Data Analyst Jobs

The Workshop - Data Software Engineer

The Workshop

Málaga, Andalusia, Spain (Hybrid)
5 Months ago
EXUSIA - MS Dynamics 365 & Power Platform Consultants/Tech Leads

EXUSIA

Hyderabad, Telangana, India (Remote)
2 Days ago
PwC - Analityk biznesowy  (freelance)

PwC

Warsaw, Masovian Voivodeship, Poland (On-Site)
4 Months ago
Scopely - Data Scientist, Portfolio Analytics

Scopely

Barcelona, Catalonia, Spain (Hybrid)
2 Months ago
Azra Games - Analytics Lead

Azra Games

California, United States (Hybrid)
1 Month ago
Aristocrat Gaming - Senior Director, Data Science

Aristocrat Gaming

London, England, United Kingdom (Hybrid)
2 Months ago
G2 - Data Scientist - II

G2

Bengaluru, Karnataka, India (Hybrid)
4 Months ago
Onward Search - Data Analyst II

Onward Search

San Jose, California, United States (On-Site)
1 Week ago
N-iX - Data Engineer (Databricks) (#2168)

N-iX

Romania (Remote)
2 Months ago

Get notifed when new similar jobs are uploaded

About The Company

Luxoft, a DXC Technology Company (NYSE: DXC), is a digital strategy and software engineering firm providing bespoke technology solutions that drive business change for customers the world over. Acquired by U.S. company DXC Technology in 2019, Luxoft is a global operation in 44 cities and 21 countries with an international, agile workforce of nearly 18,000 people. It combines a unique blend of engineering excellence and deep industry expertise, helping over 425 global clients innovate in the areas of automotive, financial services, travel and hospitality, healthcare, life sciences, media and telecommunications.

DXC Technology is a leading Fortune 500 IT services company which helps global companies run their mission critical systems. Together, DXC and Luxoft offer a differentiated customer-value proposition for digital transformation by combining Luxoft’s front-end digital capabilities with DXC’s expertise in IT modernization and integration. Follow our profile for regular updates and insights into technology and business needs.

Gothenburg, Västra Götaland County, Sweden (On-Site)

New Delhi, Delhi, India (Remote)

Poland, Ohio, United States (Remote)

Kraków, Lesser Poland Voivodeship, Poland (On-Site)

Wrocław, Lower Silesian Voivodeship, Poland (On-Site)

Ukrainka, Kyiv Oblast, Ukraine (Remote)

Kuala Lumpur, Federal Territory Of Kuala Lumpur, Malaysia (On-Site)

Bengaluru, Karnataka, India (On-Site)

Chennai, Tamil Nadu, India (On-Site)

View All Jobs

Get notified when new jobs are added by Luxoft

Level Up Your Career in Game Development!

Transform Your Passion into Profession with Our Comprehensive Courses for Aspiring Game Developers.

Job Common Plug