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Product Management - Senior Manager - Payments(Settlement)

Karnataka, India (On-site)

Product Management - Senior Manager - Payments(Settlement)

1 Month ago • 2-4 Years • Product Management

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Job Description

As a Senior Product Manager in the Settlement pod within the Payments Platform team at Paytm, you will play a key role in defining and executing the product roadmap for Settlement and Nodal transfer products. You will collaborate with business leads, engineering, design, and operations teams to build high-quality products that ensure seamless and accurate settlements for merchant partners. This role requires a strong understanding of payments, settlement, and banking industry practices, including familiarity with NPCI and RBI guidelines. You will be responsible for defining product requirements, prioritizing features, and driving the development and launch of new products. You will also be involved in post-launch monitoring and analysis.

Must have:

Bachelor's degree in engineering, computer science and/or related field
2-4 years of product management experience in Payments, Settlement and Banking
Familiar with NPCI and RBI guidelines
Good understanding of accounting and money transfer modes
Solutions orientated
Excellent communication skills

Good to have:

MBA from a premier institution

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Role: Product Management - Senior Product Manager

About Us:

Paytm is India's leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants and online platforms. The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. Its investors include Softbank, Ant Financial, AGH Holdings, SAIF Partners, Berkshire Hathaway, T Rowe Price, and Discovery Capital.

About the team: - Payments Platform

This position is within the Settlement pod, which is part of the Payments product team. The

Payments Platform team at Paytm is responsible for developing payment architecture, user

interfaces, Merchant Settlements, merchant applications, that facilitate both accepting and

providing payments. Team builds a wide range of products that can cater to our large merchant

base. Making timely, seamless and accurate settlements to our Merchant partners is our motto,

while maintaining better than industry standard success rates. This role is part of the Settlement POD within the Payments Product team at Paytm. Team is focused

on building robust payment architecture, user interfaces, and merchant applications for seamless, reliable transactions and settlement. Our goal is to settle the funds in a timely and accurate manner to our merchant partners, with a commitment to industry-leading success rates and a wide range of products tailored to our massive merchant base.

About the Role:

Are you someone who loves to build products and gets curious about the technology stack being used? Have you worked in technical roles at some point in your career and enjoyed them (be it software developer, engineering manager, or architect)? We are looking for Product Managers to enable the delivery of high-quality Payments & Settlement products in a fast-paced, challenging, and creative environment. You will work across business, engineering, design and operation stakeholders to drive the strategy, roadmap, and execution of the product area to build high-quality products. In this role, you will work collaboratively across various functions with organizations such as Banks and NPCI to guide Settlement products from their inception to launch, effectively connecting the technical and business aspects. You will excel at breaking down complex problems into manageable steps that drive product development.

Expectations/ Requirements:

● Define the Settlement and Nodal transfer product roadmap, including securing approval from

senior leadership with a clear objective/goal and prioritizing the same with the Tech teams.

● Collaborate closely with business leads to understand product use cases, money movements, and the business relevance and impact of each use case.

● Drive the execution of the product roadmap by making trade-offs, coordinating dependencies, and maintaining communication across the organization to ensure smooth product delivery.

● Post-launch monitoring with the data team

Superpowers/ Skills that will help you succeed in this role

● Bachelor's degree in engineering, computer science and/or related field from reputed colleges, along with an MBA from a premier institution.

● 2-4 years of Professional experience in a product management role, preferred in the Payments, Settlement and Banking industry and has to be familiar with NPCI and RBI guidelines

● Good understanding of accounting and money transfer modes (NEFT/RTGP/IMPS/UPI) is a plus

● Solutions orientated within a high-energy and fast-paced work environment

● Exceptional willingness to experiment and improve continuously

● Possess excellent oral, written, verbal and interpersonal communication skills

● Ability to take internal (Business, Engineering, Growth, Design etc.) and external stakeholders along

Compensation:

● If you are the right fit, we believe in creating wealth for you.

● With enviable 500 mn+ registered users, 40 mn+ merchants and depth of data in our

ecosystem, we are in a unique position to democratize credit for deserving consumers &

merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

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