The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description:

Key Responsibilities:

• Provide second-line oversight related to risk data aggregation, data integrity, and governance practices to ensure compliance with BCBS 239 principles, EBA guidelines, and ECB standards.
• Evaluate the implementation of risk data governance frameworks to ensure accuracy, consistency, and completeness in data reporting and aggregation. Identify inefficiencies or gaps in compliance and provide detailed recommendations for remediation.
• Review and validate policies, procedures, and data management controls developed by first-line teams to ensure alignment with regulatory standards and second-line expectations. Verify that policies are properly integrated into day-to-day workflows and processes.
• Analyze data quality metrics, risk reporting outputs, and key performance indicators to assess the performance of first-line data aggregation systems. Highlight trends, anomalies, or areas requiring improvement and prepare detailed findings for the Sr. Manager and stakeholders.
• Support the monitoring of compliance readiness and adherence to European regulatory requirements, including BCBS 239 and EBA guidelines, particularly focusing on risk data aggregation, reporting timeliness, and governance accountability.
• Assist in conducting gap analyses against regulatory expectations. Develop and monitor progress on corrective action plans to address compliance deficiencies and facilitate readiness for supervisory reviews.
• Prepare detailed reports, oversight assessments, and reviews for internal stakeholders, regulatory bodies, and auditors. Ensure all documentation demonstrates accuracy, clarity, and alignment with regulatory guidelines.

Ideally you'll have:

• Bachelor’s degree in Finance, Business Administration, Information Technology, Data Management, or a related field. A Master’s degree or professional certifications are considered a plus.
• Strong understanding of BCBS 239 principles, EBA guidelines, and ECB regulatory frameworks, with practical experience in second-line of defense roles or compliance monitoring.
• Working knowledge of SQL, Python and other data management tools
• Proven ability to evaluate complex data processes, assess risks, and recommend improvements to meet regulatory expectations.
• Hands-on experience analyzing data aggregation and reporting practices, with a focus on assessing completeness, accuracy, timeliness, and consistency.
• Solid interpersonal skills with the ability to foster effective cross-functional collaboration, particularly with risk, compliance, and technology teams.

Preferred Qualification:

Subsidiary:

PayPal

Travel Percent:

0

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us .

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com .

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com .

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community .

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.