Payment Risk Strategy Expert

5 Months ago • All levels • Risk Management

Job Summary

Job Description

ByteDance's Global Payment team seeks a Payment Risk Strategy Expert to contribute to fraud programs, lead investigations, analyze transactions, and monitor decision systems. Responsibilities include designing fraud projects, identifying suspicious trends, resolving escalated issues, adhering to card scheme regulations, and creating performance reports. The ideal candidate is a recent graduate with a technical background (Computer Science, Finance, Statistics, etc.) and strong SQL skills. The role involves collaboration with cross-functional teams and requires strong analytical and communication skills. This is a full-time position based in Singapore, starting in 2025.
Must have:
  • Contribute to fraud program design
  • Lead fraud investigations
  • Analyze disputed transactions
  • Strong SQL skills
  • Technical background
Good to have:
  • Results-oriented
  • Excellent communication
  • Creative risk management approach

Job Details

Responsibilities
About ByteDance Founded in 2012, ByteDance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including TikTok as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, ByteDance has made it easier and more fun for people to connect with, consume, and create content. Why Join Us Creation is the core of ByteDance's purpose. Our products are built to help imaginations thrive. This is doubly true of the teams that make our innovations possible. Together, we inspire creativity and enrich life - a mission we aim towards achieving every day. To us, every challenge, no matter how ambiguous, is an opportunity; to learn, to innovate, and to grow as one team. Status quo? Never. Courage? Always. At ByteDance, we create together and grow together. That's how we drive impact-for ourselves, our company, and the users we serve. Join us. Team Introduction The Global Payment team of Bytedance provides payment solutions - including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on ByteDance platforms including TikTok. We are looking for talented individuals to join us in 2025. As a graduate, you will get unparalleled opportunities for you to kickstart your career, pursue bold ideas and explore limitless growth opportunities. Co-create a future driven by your inspiration with ByteDance. Candidates can apply to a maximum of two positions and will be considered for jobs in the order you apply. The application limit is applicable to ByteDance and its affiliates' jobs globally. Applications will be reviewed on a rolling basis - we encourage you to apply early. Responsibilities: - Contribute to the design of fraud programs and projects in line with defined roadmap and risk appetite. - Perform fraud related investigations and provide subject matter expertise in various projects. - Lead fraud investigations to identify suspicious trends and resolve escalated issues from cross functional teams taking into consideration risk versus customer impact - Analyse cardholder disputed transactions as per card scheme regulation, and provide subject matter expertise in payments risk - Implement on-going tracking and monitoring of the performance of decision systems and models and produce clear, understandable visualizations, dashboards and reports with support from the risk analytics team. - Keep current on card scheme rules and regulation - Support the risk team with various initiatives and ad hoc projects as required - Work individually and with peers to help achieve the overall goals of the risk team
Qualifications
Minimum Qualifications: - Final year or recent graduate with a background in Computer Science, Financial Engineering, Statistics, Mathematics, Quantitative Finance, Machine Learning or a related technical discipline - Strong SQL skills Preferred Qualifications: - Results oriented and comfortable working in a fast-paced environment requiring prioritization and ownership - Confident communicator with the ability to interact at all levels, including working closely with cross functional teams - Aptitude to identify new ways to approach risk management and to think creatively ByteDance is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At ByteDance, our mission is to inspire creativity and enrich life. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too. By submitting an application for this role, you accept and agree to our global applicant privacy policy, which may be accessed here: https://jobs.bytedance.com/en/legal/privacy. For ByteDance If you have any questions, please reach out to us at apac-earlycareers@bytedance.com

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About The Company

Founded in 2012, ByteDance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including TikTok as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, ByteDance has made it easier and more fun for people to connect with, consume, and create content.

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