Senior Software Engineer - Credit

Founded and headquartered in Switzerland, Avaloq is continuously expanding its global footprint with around 2,500 colleagues in 10 countries, and more than 170 clients in 35 countries. We are an industry-leading provider of wealth management technology and services for financial institutions around the world, including private banks and wealth managers, investment managers, as well as retail and neo banks. Our research led approach and continual innovation is powered by the passion and creativity of our colleagues.

We are always looking for talented people to join us on our mission to orchestrate the financial ecosystem and democratize access to wealth management. Avaloq offers the opportunity to work closely with some of the world’s leading financial institutions as we jointly develop and shape careers. Championing a collaborative, supportive and flexible work environment empowers our colleagues to reach their full potential.

We are looking for a Senior Software Engineer specializing in Credit to join our dynamic team in Duesseldorf, Germany. In this role, you will be responsible for developing and maintaining cutting-edge software solutions for credit risk assessment and management.

Your key tasks will be as follows:

• Design, develop, and implement complex software systems for credit risk modeling and analysis
• Collaborate with cross-functional teams to understand business requirements and translate them into technical specifications
• Write clean, efficient, and maintainable code using best practices and design patterns
• Optimize existing software systems for improved performance and scalability
• Participate in code reviews and provide constructive feedback to team members
• Troubleshoot and debug issues in production environments
• Stay up-to-date with emerging technologies and industry trends in financial software development
• Mentor junior developers and contribute to the team's technical growth
• Ensure compliance with financial regulations and security standards in all software solutions

• Bachelor's degree in Computer Science, Software Engineering, or related field; Master's degree preferred
• 5+ years of software engineering experience, with at least 3 years in financial services or credit-related software development
• Strong proficiency in programming languages such as Java, Python, or C++
• Extensive experience with credit risk modeling and analysis
• In-depth knowledge of financial software development and banking processes
• Familiarity with cloud computing platforms (e.g., AWS, Azure) and their application in financial services
• Strong understanding of database systems and SQL
• Experience with version control systems, preferably Git
• Knowledge of Agile methodologies and software development best practices
• Expertise in credit risk assessment techniques and financial regulations
• Excellent problem-solving skills and attention to detail
• Strong analytical and organizational abilities
• Effective communication skills and ability to work in a collaborative team environment
• Ability to manage multiple projects and prioritize tasks efficiently

It would be a real bonus if you have

• Comprehensive understanding of credit processes, products, and regulations
• Avaloq Certification
• Advanced analytical and problem-solving capabilities, with a particular emphasis on abstract thinking
• Native or near-native German language proficiency
• In-depth knowledge of the banking industry, including products and processes

We realize that managing work life balance is a challenge we all face in our daily lives and in order to support with this we are pleased to offer hybrid and flexible working for most of our Avaloqers to maintain work life balance and still continue our fantastic Avaloq culture in our global offices.

In Avaloq we are proud to embrace diversity and understand the success of our business is built on the power of different opinions, we are whole heartedly committed to fostering an equal opportunity environment and inclusive culture where you can be your true authentic self.

We hire, compensate and promote regardless of origin, age, gender identity, sexual orientation or any other fantastic traits that make us all unique, we have done our best to write this advert in an inclusive and neutral way.

Please be aware that we will not accept speculative CV submissions for any of our roles from recruitment agencies, and any unsolicited candidate submissions will be exempt from any payment expectations.