Analyst/Senior Analyst- KYB Operations
Job Summary
Job Description
As a Senior Analyst, you will be working for direct clients of NIUM and advising the business on all compliance matters, ensuring regulatory requirements are met, especially in Singapore. Responsibilities include client onboarding, transaction monitoring, and preventing financial crime. You will review and maintain AML/CFT policies, provide regulatory compliance advice, improve compliance processes, resolve client due diligence requests, perform AML reviews, monitor transactions, prepare reports, and conduct risk assessments. The role involves ensuring proper reporting to regulatory bodies and leading compliance training programs.
Must have:
- 6-8 years of experience in compliance roles with KYB/KYC, AML/CFT knowledge.
- Good understanding of the Payments/Fintech industry.
- Strong analytical skills with experience in problem solving and implementing solutions.
- Ability to identify inefficiencies and define scalable processes.
Good to have:
- ACAMS/ICA certified
- Experience within Payments/Fintech
- Experience in building, leading and motivating a team.
Perks:
- Competitive salaries
- Performance bonuses
- Sales commissions
- Equity for specific roles
- Recognition programs
- Medical coverage
- 24/7 employee assistance program
- Generous vacation programs
- Flexible working hybrid working environment
- Role-specific training, internal workshops, and a learning stipend
- Company-wide social events, team bonding activities, happy hours, team offsites
5 skills required
Job Details
Nium, the Leader in Real-Time Global Payments
Nium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders.
Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.
About the Role :
As a Senior Analyst, you will be working for direct clients of NIUM. You will be responsible for advising the business on all compliance matters and ensuring the regulatory requirements for Singapore are met. In addition, this team is also responsible for client onboarding, Transaction Monitoring, and for the detection and prevention of financial crime including, money laundering, and terrorist financing.
Key Responsibilities :
- Review, assess and maintain AML/CFT policies, procedures, and controls in accordance with MAS regulatory requirements.
- Provide advisory on Regulatory Compliance and AML CFT related requirements for new Product and Business use cases.
- Assist in to improve and streamline end to end compliance operational processes through automation and technology. Use technology and machine learning to build capabilities to scale.
- Ensure all Client Due Diligence requests and activities, including review of clients’ profile, risk rating, name screening, verification of documentations during the clients' lifecycle are resolved within agreed timeframes, and any issues or bottlenecks that arise are escalated in a timely manner.
- Perform periodic, trigger, and ad hoc AML reviews on clients' profile, and ensure that adverse news hits and increased risk factors have been appropriately identified and escalated in accordance to company’s procedures and regulatory requirements.
- Perform transaction monitoring review on accounts/ transactions highlighted for review. Review, assess and resolve name screening alerts on a timely basis.
- Prepare Suspicious Transaction Report (STR) for suspicious transactions.
- Conduct country specific risk assessment highlighting control gaps, and working with stakeholders to ensure remediation is completed timely.
- Ensure proper regulatory and AML/CFT reporting to the MAS.
- Prepare reports to Senior Management and Compliance Committees.
- Lead the roll out and ongoing management of the Compliance Training Framework .
- Participating in Compliance or business-driven projects, including regulatory developments and strategic initiatives.
Requirements:
- At least 6-8 years’ experience within regulated companies, in compliance role(s) with robust knowledge on Compliance topics (KYB / KYC, AML/CFT, Sanctions etc.)
- Good understanding of the Payments/Fintech industry.
- Knowledge and experience (preferably within Payments/Fintech)
- ACAMS/ICA certified (preferably).
- Strong analytical skills with experience in problem solving and being able to implement and deliver solutions.
- Demonstrate clear sense of accountability in performing the role and a positive demeanor.
- Ability to identify inefficiencies, see the bigger picture, challenge the current status quo and define scalable and sustainable processes and methodology.
- Able to prioritize quickly and meet deadlines even under pressure.
- Strong stakeholder management and communication skills.
- Team player with strong collaborative qualities, including some previous experience (or willingness) to build, lead and motivate a team.
- Willingness to learn continuously and keep up to date with the Payments industry and its regulatory landscape (Globally).
- Fluent English.
- Flexibility to work outside normal office hours and in rotational shifts to support operational requirements.
What we offer at Nium
We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.
We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office).
We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend
We Constantly Innovate: Since our inception, Nium has received constant recognition and awards for how we approach both our business and talent opportunities.
We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.
For more information visit www.nium.com
Depending on your location, certain laws may regulate the way Nium manages the data of candidates. By submitting your job application, you are agreeing and acknowledging that you have read and understand our Candidate Privacy Notice located at www.nium.com/privacy/candidate-privacy-notice.
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