Senior Data Scientist - Risk
Job Summary
Job Description
As a data scientist in the Risk Data Science team, you will develop data science models by working with large-scale data to derive new intelligence and use cutting-edge data science techniques. You will partner with Risk, product, and engineering stakeholders to identify and solve impactful business problems in a fast-paced environment. Responsibilities include combining technical and business knowledge to develop innovative data science solutions for Financial Technology, rapidly prototyping solutions, analyzing large volumes of data to generate actionable insights, experimenting with ML techniques and new technologies like LLM, and owning end-to-end solutions from problem formulation to deployment.
Must have:
- 3+ years developing ML solutions
- Strong quantitative skills
- Solid Statistics/ML fundamentals
- Python + SQL experience
- Communication skills
- Ability to write technical documentation
- Bachelors or Masters in quantitative discipline
Good to have:
- Experience in credit and fraud risk
- Experience in alternative data sources (FinTech)
- PhD
6 skills required
Job Details
About the Role
As a data scientist in the Risk Data Science team, you will develop data science models by working with large-scale data to derive new intelligence and use cutting-edge data science techniques. You will partner with Risk, product, and engineering stakeholders to identify and solve some of the most impactful and stimulating business problems. You will work in a fast-paced environment with direct impacts to the business.
What You Will Do
- Combine technical and business knowledge to develop innovative data science solutions for Financial Technology
- Rapidly prototype solutions and contribute to product and feature discussions
- Analyse large volumes of data and generate actionable insights
- Experiment with different ML techniques and research the latest technologies (e.g. LLM) to determine the best approach
- Own end-to-end solutions, from formulating the technical problem to deployment of the solution as part of a cross-functional team of scientists, analysts, product managers, and engineers
What You Will Need
- At least 3 years of experience developing ML solutions
- Experience in credit and fraud risk a plus
- Experience in alternative data sources (especially FinTech) a plus
- Strong quantitative and problem-solving skills
- Solid understanding of Statistics/ML fundamentals and experience in Python + SQL
- Communication skills to engage with business stakeholders to understand their needs and effectively communicate the results of the analytical solutions
- Ability to write clear and concise technical documentation
- Bachelors or Masters in a quantitative discipline. PhD a plus
About The Team
Our Risk team is on a mission to make GoTo the safest and most trusted platform for customers, merchants, driver-partners, and business partners. We’re a cross-functional team of data scientists, analysts, product managers, and engineers spread across Jakarta, Singapore, and India. With a shared passion for tackling complex challenges and delivering real impact, we’re constantly working to build world-class risk capabilities that protect and grow the business.
About GoTo Group
GoTo Group is the largest digital ecosystem in Indonesia with its mission to “Empower Progress’ by offering technological infrastructure and solutions for everyone to access and thrive in the digital economy. The GoTo ecosystem consists of on-demand transportation services, food and grocery delivery, logistics and fulfillment, as well as financial and payment services through the Gojek and GoTo Financial platforms.It is the first platform in Southeast Asia that hosts these crucial cases in a single ecosystem, capturing the majority of Indonesia’s vast consumer household.
About Gojek
Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.
About GoTo Financial
GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.
GoTo and its business units, including Gojek and GoToFinancial ("GoTo") only post job opportunities on our official channels on our respective company websites and on LinkedIn. GoTo is not liable for any job postings or job offers that did not originate from us. You should conduct your own due diligence to prevent being victims of any fake job scams, if they did not originate from GoTo's official recruitment channels.
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About The Company
GoTo is the largest technology group in Indonesia, combining on-demand and financial services through the Gojek and GoTo Financial brands. It is the first platform in Southeast Asia to host these two essential use cases in one ecosystem, capturing a majority of Indonesian consumer household expenditure.
GoTo’s mission is to “Empower Progress” by offering an unparalleled selection of goods and services through a comprehensive merchant and partner network and promoting financial inclusion through its leading payments and financial services business.
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