Kin is redesigning insurance to be smarter, faster, and centered on the customer. We use intelligent pricing, offer seamless bundling, and make every step (from purchasing, servicing to claims) simple and friction-free, especially in the places traditional insurers often ignore.

We empower people to protect what matters most, starting with their homes and expanding to all they value, in a world where climate risks, rising costs, and outdated systems leave too many behind. Our approach has fostered amazing growth, attracted marquee investors, and earned us accolades, including being named to:

• Built In Chicago's Best Places to Work, Midsize Companies (2021-2025).

• Forbes' America's Best Startup Employers (2021- 2024, Ranked #37 in 2024).

• Inc. 5000 Fastest-Growing Private Companies.

• Forbes’ Fintech 50.

Simply put, our people are what make us great – we need forward-thinking, inspired game-changers like you to join us in our mission.

So, what’s the role?

At Kin Insurance, we are transforming the insurance industry with innovative solutions and a customer-first approach. As a fast-paced insurtech company, we are dedicated to providing homeowners with tailored insurance products that give our customers the assurance of great coverage - through thick & thin.

We are searching for dynamic licensed Insurance Sales Representative to join our dedicated Sales team and help potential customers navigate the complexities of home insurance. As a key player in our growth strategy, you have the chance to connect with homeowners in order to deliver expert consultation on their insurance needs. Our Marketing team supplies you with qualified leads, allowing you to focus on what you do best: closing sales, making a difference, and building lasting relationships. Here, you get to be the driving force behind our customer experience, from the first interaction to closing the deal.

On-target earnings (OTE) start at $84,000, but with uncapped earnings and performance-based incentives, your earning potential is limitless. Our top performers consistently reach six figures and above.

A Day In The Life Could Include

• Connecting with Potential Customers: Handling inbound inquiries via phone, email, and text to understand customer needs and recommend tailored insurance solutions that fit their unique situation

• Exceeding Sales Targets: Consistently meeting or exceeding sales goals by building strong relationships, applying effective sales techniques, and ensuring that every interaction adds value for the customer

• Showcasing Our Products: Clearly communicating the benefits of our insurance offerings, addressing customer questions with confidence and delivering exceptional service throughout the process

• Maximizing Sales Potential: Leveraging company-provided leads to drive sales, consistently following up to move customers through the sales funnel and toward a successful close

• Collaborating with Teams: Partner with underwriters and customer service reps to ensure a smooth, seamless experience from the initial inquiry through policy issuance

• Guiding Customer Decisions: Simplifying complex insurance jargon and educating customers on the coverage options that best protect their most important assets—their homes

I’ve got the skills… but do I have the necessary ones?

• At least 6 months of homeowners insurance experience in a fast-paced sales environment; call center experience is a plus.

• Prior sales experience considered: We're open to candidates with previous insurance sales experience (even if not recent) if they've maintained their license and CE, or those with a strong sales background from other industries.

• Active P&C licensure within your current state of residence.

• Outstanding communicator with a natural ability to build relationships and gain trust.

• A proven track record as a closer, with strong negotiation skills and a history of exceeding sales targets.

• Self-motivated with a results-oriented focus; you have a passion for hitting sales goals.

• Ability to adhere to metrics, schedules, and training protocols while juggling multiple priorities.

• Proficiency in CRM systems and telephone software, with the ability to efficiently use multiple platforms simultaneously.

• Bonus Points: Licensed in California and/or Surplus Lines License.

Shift & Training Requirements

• Mandatory 8+ week training period shift is M - F, 9am - 6pm CST

• After the initial 8+ week training period, this position will work a four day work week within the following parameters:

  • Must be available to work every Monday and Friday and two additional days among Tuesday, Wednesday, or Thursday.

  • Shifts hours are: 9am - 8pm CST

• There is no Saturday or Sunday requirement for the four day work week shift.

Oh, and don’t worry, we’ve got you covered!

Compensation at a Glance

On-target earnings (OTE) start at $84,000, but with uncapped earnings and performance-based incentives, your earning potential is limitless. Our top performers consistently reach six figures and above.

• $40,000 base salary to provide a stable foundation

• $4,000 annual bonus based on meeting policy attainment goals plus,

• Uncapped monthly earnings to reward your performance including,

  • Guarantee of at least $1, 500 per month your first three months of selling to help you ramp up and build momentum

  • Post ramp, eligible to earn additional compensation in the form of monthly bonuses through our Kin Sales Incentive Program

• Bonuses and incentives designed to drive your success

  • Terry Berry Perks Program – Earn points to redeem for lifestyle gadgets, home goods, and more

    • President’s Club – Exclusive rewards for our top 15 agents

    • Milestone Program – Earn prizes and points for reaching premium milestones. Open to all active Kin agents

    • Agent & Team Recognition – Monthly performance-based awards

Additionally, we offer a comprehensive benefits program, allowing you to choose the

benefits that are best for you and your family including: Medical, Dental, Vision, Life Insurance, Short and Long Term Disability Insurance options, Employee Assistance Program, as well as elective voluntary benefits such as accident insurance, hospital indemnity, critical illness, legal assistance and pet insurance. Kinfolk become eligible for benefits on the first day of the month following their start date.

• Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level

• 401K with Company Match – Save for your future with up to a 4% company match of eligible earnings

• PTO & Holidays – 16 days of accrued PTO per year plus 10 paid holidays (8 company holidays plus 2 floating) to recharge, plus the opportunity to earn up to 4 extra days of PTO annually by meeting quarterly performance goals

• Paid Parental Leave – Up to 14 weeks of 100% salary continuation for birthing parents, 8 weeks for non-birthing parents, with incentive continuation based on tenure and past earnings

• Professional Development – Ongoing learning and development opportunities

• Career Growth & Mobility – Ability to explore new roles and carve your own path

• Pet Insurance – Discounted coverage to keep your furry family members protected

• Referral Bonuses – Earn extra rewards for helping us find great talent through our employee referral program

Applications for this role are accepted on an on-going basis.

This role is eligible to earn additional incentive compensation monthly through participation in our Kin Sales Incentive Program.

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For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.

For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above.

State locations and specifics are subject to change as our hiring requirements shift.

About Kin

Kin is the only pure-play, direct-to-consumer digital insurer focused on the growing home insurance market. We make policies convenient and affordable through a technology platform that delivers a seamless user experience, customized options for coverage, and fast, high-quality claims service. Kin is a fully licensed carrier that offers coverage through its reciprocal exchanges which are owned by its policyholders. To learn more, visit www.kin.com.

EEOC Statement

Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.