Senior Product Manager - Payments & Fx

At Aspire, we’re more than just a FinTech company—we’re the leading all-in-one financial operating system built to empower the world’s innovators and entrepreneurs. We are on a mission to reinvent business finance, empowering startups and businesses to realise their full potential.

Founded in 2018, Aspire has raised over USD 300M+ across equity and debt from world-class investors. In 2023, we successfully closed an oversubscribed USD 100 million Series C equity round led by Sequoia Capital and Lightspeed Ventures with participation of Tencent, Paypal Ventures, LGT Capital Partners, Picus Capital and MassMutual Ventures. To power our solutions, we have partnered with some of the best companies in the world such as Visa and Wise and empowered more than 50,000 businesses using our suite of products.

Aspire has consistently been recognized for excellence, earning Best Employer and Startup of the Year by the Asia FinTech Awards in 2022 and 2023, ranked as LinkedIn’s Top Startup in Singapore, and listed on CB Insights’ Top 100 Global Fintech in 2023 and 2024.

You will be amazed by the energy and experience of our team! Aspire serves as an environment for you to innovate and drive change with our team of ex-entrepreneurs, ex-founders, and high-achievers with international and diverse backgrounds.

Are you a top talent who is passionate about entrepreneurship? Join our rapidly growing team to make an impact in the fintech space! 

About the team:

At Aspire, we have very ambitious plans of scaling to new geographies, introducing numerous currency accounts, enabling payments in many new geographies and processing millions of transactions annually.

In order to do this, we need to integrate with many banks and service providers, and route our payments via the right partner - to provide the fastest, and most convenient payment method to our customers at very good prices. In addition, we need to enhance our own infrastructure and systems to support this network of payment providers.

As Aspire is preparing its expansion into multiple countries, we are looking for a Senior Product Manager to help set up the banking services infrastructure in partnership with our bank partners that is foundational in issuing deposit-taking accounts, and in enabling payments in and out of the accounts across the key payment streams relevant to the targeted market. 

About the role:

• Strategy and Product Roadmap Development: Define and drive the product strategy for integrating with various payment providers, staying abreast of industry trends/competitive landscape/customer needs, ensuring alignment with the company’s overall goals and objectives.
• Technical Expertise: Understand technical aspects of payment flows (instruction exchange, clearing, settlement etc.) to effectively scope, communicate with engineering teams and troubleshoot issues as they arise.
• Stakeholder Management: Collaborate with stakeholders across finance, compliance, and legal departments to design internal ledger systems optimized for effective customer use case support, financial control, treasury mgmt., reconciliation.
• Project Management: Lead cross-functional teams to deliver integration projects on time and ensure high-quality outcomes.
• Vendor Management: Establish and maintain strong relationships with payment providers, managing integrations and ongoing partnerships.
• Compliance: Ensure that all payments and FX products comply with local regulations and internal compliance procedures.
• Performance Monitoring: Track and analyze key performance metrics to measure the success of integrations and identify areas for improvement.

Minimum qualifications 

• At least 4 years working experience as a Product Manager in Payments or Fintech
• Be very comfortable with API documentations and solution architecture discussions
• Demonstrated sharp problem-solving skills with strong attention to details
• Ability to drive discussions/negotiations with different stakeholders to make informed trade-offs
• Data-driven - has the ability to extract insights from raw data and communicate them clearly
• Outstanding communication, presentation and leadership skills

Preferred qualifications

• Previous direct experience in payments is a big plus
• Familiar with data visualization tools (eg. Tableau, SQL)
• Expertise in technical role is a bonus - eg. software developers

What we offer

• Uncapped flexible annual leave.
• Hybrid work arrangement. 
• Training subsidy for your professional growth.
• Wellness benefit.
• Team bonding budget to foster collaboration and sense of belonging.
• Flexibility to work from anywhere (for up to 90 days per annum).
• Culture is Key: We always strive to cultivate a special culture that brings special talents together - You can learn more about our culture on our careers site and LinkedIn Life page.
  

Equal Opportunity Statement 

Aspire is an equal opportunity employer and is committed to providing equal employment opportunities to all qualified individuals without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected characteristic as outlined by applicable laws. 

Please note: by submitting your application, you acknowledge that you have read and understood Aspire’s Data Protection Policy for Employees, Freelancers, Contractors and Job Applicants (the “Policy”), and consent to the collection, use and disclosure of your personal data by Aspire for the purposes set out in the Policy. You may withdraw consent for such collection, use and disclosure, and make an access or correction request in respect of your personal data, in accordance with the Policy by emailing people@aspireapp.com.